to share valuable life lessons they have learned with their collegeaged student. One of the most important of those lessons is financial management, and the more you talk about it to your students as they enter young adult- hood, the more successful they will be during college and throughout their lives. To help college-bound students manage their budgets, Chase offers resources to guide students on how to manage their finances responsibly from thefirst day of class to graduation, and beyond. Financial Management 101 Before they fill their schedules with biology, economics and philosophy, encourage yourcollege- bound students to make room for Financial Management 101, an important life “curriculum,” as they go through the school year. These tips from Chase will help your students get a passing finan- cial grade and may even land them onthe financial honorroll: 1. Create a budget for the school year—and stickto it. A—List out all your income/ loan disbursements B—List outall your expenses C—Makesure Ais greater than B. Check this on a monthly basis to make sure youre on track. 2. Know your budget andcredit limit before you spend. Learning how to handle finances can be an important lesson for college students. 3. Keep track of all purchases and plan your use of credit cards. 4. To avoid late fees and build a positive credit history, always pay all your bills on time. 5. Learn about and track your credit bureau information and rating. Go to www.annu alcreditreport.com for more information. Learning to handle their own finances can be one of life’s most important lessons for your students. For additional information, visit www.chase.com/allabout credit. It will guarantee your college-bound student an A+ in Financial Management101.
