—————m, se —— Finding Secure Investments by Russ Dalbey (NAPSA)—If yow’re trying to build a nest egg that won’t crack, it’s important to establish a safe and dependable investment strat- egy. Yet last year alone, millions of Americans lost their life savings through investments that looked safe. In some cases, people lost both their jobs and their pensions when companiesfailed. So, is there a safe place to put your money? Analysts say yes, but it’s impor- tant to learn a few facts first. For instance, real estate has long been known as a secure, tangible investment because it generally appreciates over time. But most would-be investors are not real estate experts, and many of us don’t have enough ated mortgages, private individuals can buy cash flow notes to build returns of 20 percent or more. Here’s howit works: Let’s say I sold a house for $100,000 and my buyer had $50,000 to use as a down payment. I can draw up a contract that takes $50,000 down and finances the remaining $50,000 over 30 years. I now havea cash flow note that generates monthly payments of $299.78 each month secured by real estate. As a note holder, I have two options. I can take advantage of the monthly income andinterest, or I can sell the note to another investor for instant cash. This is where you, as an investor, come in to make money. Let’s say you’re an investor with $35,000 to invest. I might not be willing to wait 30 years for my money, so [ll sell you my $50,000 cash flow note for $35,000. Many investors find money to fund the purchase of an investment property—let alone to they can buy notes at great prices just because the original note there is another strategy. It’s you're receiving a steady monthly income of almost $300 and you’re in a position to make a 30 percent return on your investment—even fix up a run-down home. However, called cash flow investing and it allows people to benefit from secure and profitable real estate investments without buying or selling properties. Put simply, a real estate cash flow note is a private mortgage created between two individuals instead of between a buyer and a bank. What many people don’t know is that one in 13 American homes is sold this way. Much like banks, which buy previously cre- holder wants to “cash out.” Now before interest. Best of all, unlike stocks and bonds, your cash flow note invest- ment is secured by real estate— one of the most solid investments in the world. For more information, visit www.dalbeywealthinstitute.com. e Mr. Dalbey is founder and CEO of The Dalbey Wealth Institute.
