Keep Stockings Full And Wallets Happy (NAPSA)—Thetrend this year is to spend less but get more. According to the National Retail Federation, consumers are ex- pected to spend 3.2 percent less on holiday shopping this season. Fortunately, you don’t have to sacrifice quality to save on cost when you shop at off-price retailers like Marshalls and T.J. Maxx. Many department and discount stores are planning to lower inventory these days, while off-price buyers will receive more than 10,000 new gifts and merchandise items right through Christmas. Marshalls and T.J. Maxx offer amazing savings on must-have fashion items, trendy accessories, holiday home decor and even the most sought-after toys. Here are someideas for how to makethis holiday season special: Make Someone Happy For grown-ups, this could be a great time to fill a stocking with items you know they really need. Replace his razor with a top-ofthe-line electric one or update her worn gloves with a new, longer pair in a jewel-tone color with ruffles. Hot Looks For Cold Weather Transform any look for winter with a chunky cable-knit or red cashmere sweater for a pop of color. Pair designer denim with suede ankle booties or a statement necklace for a bold look. For a funky look, try a bomber jacket over a sparkly knit dress andcolorful tights. Update last year’s coat by adding a ruffled, plaid scarf and a fringed handbag. Time To Celebrate Stock up on barware and other fun party pieces including decorative cocktail plates, stainless steel shakers and new glassware. Wow by serving gourmet chocolates or a new recipe you foundin that cookbook! Board games and puzzles can add a fun and unexpectedelementto a party. For Your Youngsters Off-price retailers have a selection of brand-nametoys for half the price of most toy stores—they’ll love Transformers, Barbie or My Little Pony. Find a better way to Christmas shop at Marshalls and T.J. Maxx. To learn more, call (800) MAR- SHALLSand (800) 2TJMAXX or visit www.marshallsonline.com and www.tjmaxx.com.