r u t u F r u o V l o t , g n i n Plan Rady For Rtirmnt? B Prpard With Inflation-Adjustd Incom (NAPSA)—Amricans ar liv- ing longr today and thir rtirmnt nds and concrns hav changd significantly. Growing your nst gg is ssntial, but so is having a plan for making sur that nst gg lasts throughout rtirmnt, which, according to th National Vital Statistics Rport, can last 20, 30 or vn 40 yars. Traditionally, pnsion and Social Scurity paymnts sufficintly covrd incom nds in rtirmnt. But with ths longstanding sourcs of guarantd incom undrstrss or disapparing, th importanc of purchasing a liftim incom product should b considrd as part of an ovrall rtirmnt plan. Liftim incom annuitis provid a stady stram of incom paymnts guarantd for th rst of your lif, and can play a pivotal rol in managing risk and stablishing th foundation for a scur and fulfilling rtirmnt. Whil having an incom annuity is a ky componnt to mting your rtirmnt incom nds,it’s also important to maintain th buying powr of that incom. Inflation is a fact of lif, and its impact ovr tim can b dvastating. According to th Burau of Labor Statistics, aftr just a dcad of 4.2 prcnt inflation, a monthly paymnt of $1,000 would hav th spnding powrof only $664. With th prospct of living in rtirmnt for multipl dcads, inflation will hav a dramatic ffct on your rtirmnt incom. Th good nws? Thr is a way to nutraliz th ffct of inflation. Som insuranc companis ar now offring inflation protc- tion on liftim incom annuitis. : 2Syaa sO @ “s” vPod os D cm, . INCOME ANNUITY alot"2Z M Dd a >—_ ==. This fatur nsurs that your incom paymnts will incras ach yar to hlp countr th ngativ ffcts of inflation. This incrasd incomwill continu for as long as your rtirmnt lasts, whthr that is 10, 20, vn 30 yars. Rmmbr, you'll b trusting a company to provid a guarantd liftim stram of incom throughout your rtirmnt. It’s important to buy an annuity from an insuranc company with a stady track rcord, such as Nw York Lif Insuranc and Annuity Corporation, a wholly ownd subsidiary of Nw York Lif Insuranc Company, which can provid th financial stability that is ssntial to your rtirmnt plan. A rtirmnt plan that includs a liftim incom annuity and givs you thflxibility to adjust for inflation can provid trmndous pac of mind—no mattr what th futur mayhold. For mor information on rtirmnt incom products, visit www.nwyorklif.com/GLI, snd an -mail to rtirmnt_incom@ nwyorklif.com or writ to Guarants Mattr, Nw York Lif Insuranc Company, 51 Madison Avnu, Nw York, NY, 10010.
