Small-Business Owners: Four Steps To Save (NAPSA)—Depending on the type of small business you own, what you pay to insure your vehicles could be as much as 40 percent of your total operating budget. Thefollowing steps can help you take control of this expense and save money. 1. Request a policy review. Take time to understand the coveragesthatare legally required by the state and your customers, then review your policy with your insurance company or independent agent to understand your A review of your vehicle insurcoverages,limits and deductibles. ance may put your company on policy review will also help you the road to savings. update information on your policy, which could save you money. a discount. If you can’t pay in full, 2. When you review yourpol- a monthly payment plan can help icy, take a look at your deduc- you line up payments with cash tibles. A deductible is the amount flow. Progressive, the No. 1 truck you'll pay out of pocket in the insurer,offers payment plans to event ofa claim. If your business fit all types of businesses. can afford to pay more out of 4. Ask about available dispocket, you can raise your deduc- counts. Progressiveoffers several, tible amounts and save money on including an experienced-busiyour premium. ness-owner discount and up to 20 3. Check out your payment percent off for drivers with CDLs. plan. Insurance companies offer a For more information or to lot ofoptions. If your budget can find an agent nearby, visit allow paying in full, you could get www.progressivecommercial.com.
