(NAPSI)—Even with so many banking options available today, finding the one that fits your needs can be simple. The right bank should be more than a place where you keep your money; it should offer benefits and services that grow with you.
When it comes to finding the right bank, here are common financial scenarios you might consider.
If you’re a perk lover: The best checking accounts now offer great everyday benefits such as no overdraft fees. Some banks, like Citi, take these benefits a step further. The bank’s Relationship Tiers—Citi Priority, Citigold® and Citigold® Private Client—reward you based on the amount of funds you keep in your eligible deposit and investment accounts. Think of it as the airline loyalty program for banking: as your balance grows, so do your benefits, including waived monthly service fees, access to financial planning guidance, and more.
If you’re the entrepreneurial type: Plenty of banks waive monthly service fees with a direct deposit each month. At least one bank will waive these fees even without a traditional paycheck. Citi will waive the monthly service fee on your personal checking account when you receive $250 or more in deposits made via Zelle and other peer-to-peer payments when made via ACH using providers such as Venmo or PayPal.
If you prefer in-person banking: Even in today’s digital world, speaking with a real person can help change your money mindset for the better. If you prefer face-to-face advice for complex financial matters such as taking out a mortgage or funding a small business, a national bank with welcoming branch locations might be the better choice over a bank that offers online-only services.
No one has the exact financial needs as you. Be sure to choose a bank that meets you where you are today and has the flexibility to grow with you. Depository products provided by Citibank, N.A. Member FDIC.